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Maria De La Cruz
María is 31 years old and lives in the city of León. She is married and her husband works as an assistant in a jewelry store. María has two children who are 8 and 3 years old. Her eldest is in third grade. María is a retailer. She owns a grocery store. Before she started working in the world of commerce, she was a housewife and depended on her husband's salary. However, one day she decided that she had to be more independent and bring in some income so that she could provide for her children, enjoy a better standard of living and improve the condition of her home. She started selling clothes and cosmetics as an itinerant street vendor and did that for three years. Then, with the savings she had and the income she made from selling her clothes and cosmetics, she set up a grocery store, which she has had for two years now.

María needs this loan to buy basic grains, soda, cleaning products, sweet treats, snacks and canned products. With the investment of this capital, she will be able to buy more products, sell more products and offer her customers a better service. One of her dreams is to remodel her house. Right now she is saving up so that she can invest in buying more display cabinets and shelves to display her products.
View original language description ↓
María, de 31 años de edad, habita en la ciudad de León, esta casada, su esposo trabaja como ayudante en una joyería, tiene 2 hijos 8 y 3 años de edad respectivamente, el mayor ya esta en tercer grado de primaria, ella es comerciante, es dueña de una pulpería. Antes que se dedicara al mundo del comercio ,era ama de casa y dependía del salario de su esposo pero un día ella decidió que tenia que ser mas independiente y traer ingresos para sacar adelante a sus hijos y tener un mejor nivel de vida ,mejorar las condiciones de su casa, comenzó a vender ropa y cosméticos de manera ambulante se dedico a esta actividad durante tres años después con sus ahorros que tenia y los ingresos de la venta de ropa y cosméticos puso la pulpería ya tiene 2 años de tenerla .
Ella requiere el préstamo para comprar granos básicos, gaseosas, productos de limpieza, dulces, snacks, productos enlatados. Ya que con esta inversión de capital podrá comprar, ofrecer más productos y brindar un mejor servicio a su clientela. Uno de sus sueños es poder remodelar su casa, por lo pronto esta ahorrando para invertir en comprar mas vitrinas y estantes para poner en exhibición sus productos.

About Nicaragua

  • $3,636
    Average annual income
  • 137
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria De La Cruz to buy basic grains, soda, cleaning products, sweet treats, snacks and canned products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 20, 2011
Listed
Oct 22, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012