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Afepeb (Missebo)1 Group
In this Group: Gwladys Olivia Afiavi, Olladé Isabelle, Brigitte, Rita, Clémence Clémentine
AFEPEB (MISSEBO)1 is a group made up of five persons whose representative (the one raising her hand in the photo) is named Gwladys Olivia Afiavi. The members of the group all live in the same neighborhood. Wishing to grow their working capital, this group is asking for a loan from ALIDé for the third time. Gwladys Olivia Afiavi is 30 and is married to a carpenter named Hubert. The couple are raising two children, both enrolled in school.

Gwladys Olivia Afiavi lives with her family and shares the responsibility of supporting their family with her husband. She left school at the secondary level. For some ten years, she has been selling shoes out of her home. This business brings in money that she uses to contribute to covering family expenses. She buys her products in Bénin and in Togo. This third loan will certainly allow Gwladys Olivia Afiavi and the other members of the group called AFEPEB (MISSEBO) 1, to raise the level of their businesses and grow their clientele and their revenue.
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AFEPEB (MISSEBO)1 est un groupe constitué de cinq personnes et dont la représentante (celle qui a la main levée sur la photo) est nommée Gwladys Olivia Afiavi. Les membres du groupe résident dans le même quartier. Dans le but d’augmenter leur fonds de roulement, ce groupe sollicite pour la troisième fois, un crédit auprès de ALIDé. Gwladys Olivia Afiavi est âgée de 30 ans et est mariée à un menuisier du nom de Hubert. Le couple a deux enfants, tous scolarisés et à leurs charge. Gwladys Olivia Afiavi vit avec sa famille et assure ensemble avec son mari les diverses charges du ménage. Gwladys Olivia Afiavi a arrêté l’école au cours secondaire. Depuis une dizaine d’année, Gwladys Olivia Afiavi mène comme activité la vente de chaussures à son domicile. Cette activité lui génère des revenus l'aidant à contribuer aux dépenses familiales. Gwladys Olivia Afiavi achète ses produits au Bénin et au Togo. Ce troisième prêt permettra certainement à Gwladys Olivia Afiavi et aux autres membres du groupe AFEPEB (MISSEBO) 1,de rehausser le niveau de leur activité et d’accroître leur clientèle et leur revenu.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 475.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Afepeb (Missebo)1 Group's $1,350 loan helped a member to buy shoes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 23, 2011
Nov 1, 2011
Currency Exchange Loss:
Aug 15, 2012