Update on MartinaMartina is 32 years old. She lives with her husband and children in her own home. Her house only has electricity and is located in the rural district of Tambogrande, which is in the department of Piura. This area is known for farming, ranching, and craftwork.
For several years now, she has had a small grocery store in her home. There she offers her neighbors and customers from the area everyday products, from basic necessities to groceries in general. She has an established clientele and no competition close to her business. This business allows her to pay for her family's expenses.
Martina notes that her business has been growing well and she wants to keep expanding it by buying more merchandise, such as food products and groceries in general. Buying her products in large quantities helps her lower the price she pays her supplier. For that reason, she decided it would be a good idea to ask Edpyme Alternativa for a loan of 2,000 nuevos soles. Martina is very hardworking, determined, and dedicated to her business. She wants to earn more to be able to offer her family more options in life.
Desde hace varios años, cuenta con una bodega instalada en su domicilio. Allí ofrecen en venta a los vecinos y clientes de la zona diversos productos de consumo diario, entre productos de primera necesidad y abarrotes en general. Cuenta con una clientela establecida y no tiene otra competencia cerca de su negocio. Con esta actividad solventa sus gastos económicos y ayuda su familia.
Martina observa que va creciendo favorablemente su negocio, desea seguir ampliándolo con la compra de más mercadería como productos comestibles y abarrotes en general. Al comprar sus productos en grandes cantidades le ayuda en bajar el precio que paga a su proveedor. Por ello, ha creído conveniente solicitar a Edpyme Alternativa un crédito de 2000 nuevos soles. Martina es muy trabajadora, empeñosa y dedicado frente a su negocio. Desea lograr mayores ingresos para brindarle mejores opciones en la vida a su familia.
Previous Loan DetailsMartina is a 31 year-old mother who lives in her own home together with her husband and children. Her house is made from basic building materials (adobe) and only has electricity. It is located in the small village of Santa Rosa de Curvan, 10 minutes from Tambogrande district and 40 minutes from… More from Martina's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid