Sra. Miriam says that she joined a Communal Bank and Pro Mujer six months ago after receiving an invitation from another group member. She currently has a business selling food and has been working for five months. Miriam learned this trade from her mother.
The loan she is receiving now will be used to increase her capital so that she can buy noodles, rice, oil, and other products. She buys her supplies in La Ceja and then prepares and sells her dishes from her shop. Working in this manner enables her to generate income to support her family as much as possible. Miriam is single.
When asked what she likes about Pro Mujer, Miriam says she enjoys the health services at the clinic.
La señora Miriam indica que hace seis meses que integra una asociación comunal en Pro Mujer, ingresando por invitación de una compañera. En la actualidad ella tiene un negocio venta de comida que viene trabajando hace cinco años atrás, aprendiendo el mismo de su madre.
El crédito que sacará ahora es para el aumento de capital (compra de fideo, arroz, aceite, etc.) que compra de la Ceja y posteriormente a la elaboración lo comercializará en su tienda. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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