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Jyldyz's Group
In this Group: Jyldyz, Jypar, Nurlanbek
Jyldyz, 50, is the leader of this group. She resides in a southern small town of Uzgen with her husband and three children. Jyldyz’s husband is employed as a cab driver and earns up to 6,000 Kyrgyzstan soms (KGS) per month, while her oldest son is making a living working in Russia and invests about 10,000 soms in the family budget per month. Jyldyz wants her children to be educated and pursue great careers, so she makes her best to invest as much as possible in their development.

Jyldyz is currently cultivating and retailing agricultural products like sunflower and corn. The market demand for them is quite high this year, so she receives up to 15,000 soms of profit monthly. She’s already managed to buy electrical supplies for the house and is applying for a loan from Kiva in order to buy sheep for further fattening and reselling. Her biggest wish for the future is to buy a good land and build the house of her dreams.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious, and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,753,325
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jyldyz's Group's $1,125 loan helped a member to purchase sheep for breeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 27, 2011
Currency Exchange Loss:
Sep 15, 2012