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Tsend-Ayush is 27 years old and lives with her husband and four-year-old son. They live in a small house that is in bad condition. She is a loyal client to Credit Mongol and always pays back her loan on time. His husband works as a carpenter at a local shelter.

She was employed as a seller at a supermarket before her current job, which is as a sales manager at a book store. As mentioned earlier, her house is very old and so is the furniture. She is a very caring mother and wife. She is requesting a loan to renew some furniture in her house in order to have healthier and better living conditions.

Additional Information

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mongolia

  • $5,900
    Average annual income
  • 12
    View loans »
    Mongolia Loans Fundraising
  • $15,444,050
    Funds lent in using Kiva
  • 1,294.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,325 helped Tsend-Ayush to renew some furniture in her house in order to have healthier and better living conditions.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 26, 2011
Currency Exchange Loss:
May 17, 2013