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Belandina is a 54-year-old widow. Her husband passed away in an accident three years ago. She has six children from her marriage. They are: Seprianus, 30, studying at a university in another province; Noldi, 29; Sherly, 27 and Roby, 25 (the three of them are married); Noven, 21, graduated from senior high school; and Andre, 16, attending senior high school.

Belandina is taking over the responsibility for supporting her family and paying the educational fees for Noven and Andre. In order to cover their needs, Belandina sells gasoline and pop ice (a kind of instant cold drink with various flavors such as chocolate, melon, strawberry and blueberry). She displays her business products in front of her house. Even though her income is unstable – sometimes it is insufficient to cover their living – Belandina never gives up. She is working hard for her children. Luckily, two of her children, Seprianus and Sherly, often help by giving her some money. However, Belandina does not want to rely on them.

In order to add more stock for her business, Belandina is requesting a loan of 5,000,000 Indonesian rupiah from TLM. She would like to purchase more gasoline and pop ice. Belandina is hoping that the more stock she offers, the more income she generates.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 35
    View loans »
    Indonesia Loans Fundraising
  • $5,218,725
    Funds lent in using Kiva
  • 8,880.0
    Indonesia Rupiahs (IDR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $575 helped Belandina to purchase more gasoline and pop ice.
97% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 5, 2011
Oct 26, 2011
Currency Exchange Loss:
Oct 17, 2013