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Shamim's Group
In this Group: Shamim, Hanifa, Sardaran, Sharifan, Shakila
Shamim A., a mother of three, leads a group of five entrepreneurial women in the small city of Chichawatni, Pakistan. They wish to use a $1,475 loan to invest in their families' businesses, so they can build a better life for themselves and their children. Shamim's husband is retired, and her son helps support the family. He's worked by dying cloth since elementary school, and Shamim will use the money to purchase more supplies for his business. Meanwhile, Hanifa will put her share to purchasing a donkey and cart so she can sell fruit, while Sardarn will invest her loan in her family's grocery store. Shakila hopes to buy her son a rickshaw, while Sharifan will purchase materials for her son's welding shop.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 62.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $1,475 loan helped a member to buy cloth for a cloth-dying business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2008
Feb 5, 2008
Currency Exchange Loss:
Mar 15, 2009