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Victoria Julia
Victoria makes and sells bread. She has been in this business for six years. She gets up early in the morning to make her dough and bake her bread. She then takes it and delivers it to stores in her area. She has a vehicle which she uses to transport the bread she delivers to her customers. The vehicle is in a bad state of repair and has engine problems. She is requesting this loan to fix her vehicle and buy an engine. Victoria lives in her own home which she shares with her husband and three children. She is a young person who has a desire to do well. Over time, she would like to own a large bakery and be able to hire staff. This would enable young people to learn the trade.
View original language description ↓
La señora victoria se dedica a la elaboración y venta de pan, se dedica a dicha actividad desde hace seis años, desde tempranas horas de la mañana se levanta para la elaboración de la masa y el horneado de pan , para luego llevarlos a entregar a las tiendas de la zona, cuenta con un vehículo el cual le permite transportar el pan para entregar a sus clientes, el cual se encuentra en mal estado de funcionamiento de el motor y solicita el crédito para refaccionar dicho vehículo y compra de motor, vive en domicilio de su propiedad, donde vive en compañía de su esposo y sus tres hijos, es una persona joven con ganas de superación con el tiempo desea tener una panadería grande y poder contratar mano de obra, y permitir de esta manera que jóvenes aprendan el oficio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Victoria Julia to have her vehicle repaired and buy an engine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Oct 21, 2011
Currency Exchange Loss:
Aug 15, 2012