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Flor Marina
Flor is a business-woman and a seamstress. She is 70 years old, and lives with her family in the wonderful province of Limón, which has great cultural diversity. It's population is predominantly black, and the culture includes important features brought by the indigenous Costa Ricans, Afro-Carrribeans, whites, and Chinese. Each group brought their own contribution to the area.

This province is beautiful with white sand, beaches and palm trees, and exuberant national parks that protect the tropical rainforests and coral reefs, and hundreds of species of flora and fauna that are en route to extinction. The Tortuguero national park contains the largest area of protected tropical rainforest. You can explore its waterways and rivers to observe the flora and fauna, see the egg-laying of the sea-turtles, and have the opportunity to spot more than 300 species of birds including green macaws, peacocks, and toucans. Important scientific research takes place in this region, and it has become a unique location for scientific and ecological tourism.

For several months, Flor has been working as a secretary for her communal bank. This is why she is asking to be provided with some kind of technological support, so that she can work more efficiently. This is the reason that Flor is requesting a loan for 400,000 (four hundred thousand) colones, so that she can get a complete computer set-up for the communal bank, and so be able to create reports and keep the books for this organization.

Flor is a member of the Batán communal bank, which is one of EDESA's 110 member organizations in Costa Rica. She tells us that by belonging to this communal bank, she has been able to purchase fabric, given that she works in sewing as previously mentioned. It has also helped her to repair several parts of her home.

This is her fifth loan, and this loan will enhance the quality of her work for this communal bank.
View original language description ↓
Flor es comerciante y costurera, tiene 70 años y vive con su familia en la maravillosa provincia de Limón, la cual marca una gran diversidad cultural: con una población predominantemente negra y con importantes rasgos de la cultura indígena costarricense, la afro caribeña, blancos y chinos, cada grupo le aporta a la zona su estilo propio. Esta provincia tiene hermosas lugares con arenas blancas, playas y palmeras y exuberantes parques nacionales que protegen bosques húmedos tropicales y arrecifes de coral, así como centenares de especies de flora y de fauna en vías de extinción. El parque nacional Tortuguero, contiene la muestra más grande de bosque húmedo tropical protegido y aquí usted podrá recorrer sus canales y ríos, observar la flora y la fauna, apreciar el desove de las tortugas marinas y tener la oportunidad de observar a más de 300 especies de aves dentro de las que se encuentra la lapa verde, el pavón y los tucanes. En esta zona se llevan a cabo importantes investigaciones científicas y se ha convertido en un punto especial para el turismo científico y ecológico.

Desde hace unos meses que Flor trabaja como secretaria en esta Empresa, es por eso que pide que se le brinde algún tipo de ayuda con su equipo tecnológico, para asi hacer más eficiente el trabajo.

Es por esto que Flor está solicitando un crédito por el monto de 400,000.00 (cuatrocientos mil colones), para obtener un equipo de computo completo para la Empresa y asi poder hacer los informes y llevar la contabilidad de dicha organización.

Flor es socio de la Empresa de Crédito Comunal de Batán, una de las 110 organizaciones socias de EDESA en Costa Rica. Ella nos informo que el pertenecer a la esta Empresa, le ha facilitado comprar telas ya que como mencione anteriormente se dedica a la costura. Y también le ha ayudado a arreglar algunas partes de su hogar. Es su quinto préstamo y este crédito le dará mayor calidad a su trabajo en esta ECC.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 509.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Flor Marina to provide computer equipment for the communal bank.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 13, 2011
Listed
Oct 21, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013