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Delphine, a 35-year-old married mother of one child, owns a business selling various goods such as cosmetics, biscuits, bread, cooking oil, etc. This is her first successful year of operation, and the hours of her work are from 7 a.m. until 8 p.m. every day. She currently employs one person to help her.

Delphine has requested a Kiva loan via Vision Finance Company in order to expand her business by buying more more stock to sell. The additional profits will be reinvested in her enterprise and as savings for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 100
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD