Mrs. Smas lives in a common law relationship and has six children. Three of them are married and live independently in new homes. She and her husband are in the same business. They work together selling household supplies in a local market of Phnom Penh.
They sell items like plates, dishes, large bowls, plastic baskets, frying pans, pots, casseroles, etc. They have operated this business for 11 years and it produces a good profit for their family. They normally earn approximately $8 US per day to satisfy the family's needs.
Smas is seeking a loan from HKL and Kiva to purchase additional merchandise to sell in the market. This loan will sustain and improve her business in the future. She hopes that she'll be able to make more profit and gain a good quality of life.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.