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Berna is 31 years old. She is a single mother with two children.

Berna has a shop that sells canned goods, snacks and beverages. She has had this business for five years.

She requested a loan for PHP 10,000 to buy canned goods, snacks and beverages.

Berna has been a member of HSPFI since 2010. In the future, Berna hopes to improve her business

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 345
    View loans »
    Philippines Loans Fundraising
  • $50,755,825
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Berna to purchase additional items to sell like snacks and beverages.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 17, 2011
Oct 25, 2011
Currency Exchange Loss:
Aug 17, 2012