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Margaritas Group
In this Group: Mariela , Filomena, Genoveva Dionisia , Elena Alejandra , Rosa , Eulalia Damiana , Gualbertina , Isidora, Marcela
The “Margaritas” (Daisies) communal bank will begin its third cycle with Pro Mujer as part of the Villa Exaltación regional office. The bank is comprised of nine members, and it is run by a board of directors. Gualbertina is the treasurer. The members of the communal bank carry on various business activities. Some of them are making blankets, selling vegetables, selling fruit, selling cheese and yogurt, selling cosmetics, weaving blankets, selling batteries, and selling clothes.

Gualbertina says that she joined Pro Mujer seven months ago by invitation from long time members. She currently has a business of selling fruit. She has been working in her business for three years.

The loan that she will now take out is for the growth of her business (to buy fruit). She will get it in La Ceja, and she will sell it at her sales location. This form of work allows her to generate resources in order to support her family as much as is possible. She is married and has a son. When asked what she likes about Pro Mujer, she said that she likes the health trainings and the loan.

One of the members in the photograph was not placed in a space with enough room. That is why you only see half of her body.
View original language description ↓
La A.C. “MARGARITAS” iniciará su tercer ciclo en Pro Mujer, como parte del Centro Villa Exaltación, está compuesta por nueve integrantes y está dirigida por una mesa directiva don la tesorera es la señora Gualbertina. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: elaboración de mantas, venta de verduras, venta de frutas, venta de queso y yoyurt, venta de cosméticos, tejido de mantas, venta de pilas, comercio de ropa.

La señora Gualbertina indica que hace siete meses que integra Pro Mujer por invitación de sus las socias antiguas. En la actualidad ella tiene un negocio organización de venta de frutas que viene trabajando hace tres años.

El crédito que ahora sacará es para el crecimiento de su negocio (compra de fruta) que adquirirá de la Ceja y lo comercializa en su lugar de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.

En la fotografía una de las socias no se ubico en un lugar adecuado y por ello solo aparese medio cuerpo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 188
    View loans »
    Bolivia Loans Fundraising
  • $30,960,550
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Margaritas Group's $2,775 loan helped a member to buy fruit.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2011
Listed
Oct 20, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2012