Calle Bolivar (Portoviejo) Group
This is a group of people who decided to come together and form a loan group which will help them a lot as they will be able to use their loans to improve their small businesses. The group's members are engaged in different business activities such as farming, commerce, services, etc.
Here we meet Marcelo. He is 28 years old, lives with his common-law wife, and has a 3-year-old son. His wife is a teacher at a local school.
To earn a living, Marcelo sells fruit and vegetables. Four days a week, he travels to Tarqui market, in the city of Manta. There he has a small stall where he sells his products. He works four days a week He starts work at 3.00am when he travels to the wholesale market to buy the best produce to offer his customers. He has been in this business for more than three years and it is doing well.
Marcelo will use this loan to buy fruit and vegetables. This is his first loan and he is happy with the speed at which he can obtain loans.
Marcelo's dream is to have a large sales location.
Este es un grupo de personas que decidieron unirse y formar este Grupo De Crédito que les va a servir de mucho ya que con los créditos ellos pueden mejorar sus pequeños negocio. Ellos se dedican a diversas actividades tales como agricultura, comercio en general, servicios, entre otras actividades.
En este lugar conocimos a don Marcelo, tiene 28 años de edad, mantiene una relación de unión libre de la cual tienen un hijo de tres años de edad, su mujer es maestra de una escuela de la localidad.
El para ganarse el sustento diario se dedica a la venta de frutas y legumbres, se traslada cuatro días a la semana al mercado de Tarqui en la ciudad de Manta donde instala un pequeño puesto para vender sus productos, trabaja 4 días a la semana desde las 3h00 que se desplaza al mercado de mayoristas para comprar el mejor producto para ofrecer a sus clientes. El lleva más de tres años en este negocio y le ha ido bien.
Este crédito es para comprar frutas y legumbres. Este es su primer crédito y le ha gustado por la rapidez para conseguir los créditos.
Su sueño es tener un gran local comercial.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid