Lucia Del Transito
Update on Lucia Del TransitoLucia lives with her daughter and one grandson. She is married and works as a schoolteacher as well as the owner and manager of a store. She runs the store together with her daughter full-time, every day. The store is located in her home.
She is requesting a loan to buy merchandise such as snacks, sweets, cookies, soft drinks, cooking oil and pasta. She will also improve the store. This purchase will help her have a larger inventory and improve the service she provides to her customers.
Lucia's aspirations are to increase her income and improve her business, to provide good service, and also to pay off her loan punctually in order to be a good client.
Ella está solicitando un préstamo para la compra de mercadería como boquitas, dulces, galletas, gaseosas, aceite, pastas y mejoramiento del local, esta compra le ayudara a tener un mayor inventario y a mejorar la atención a los clientes.
La aspiracion de Lucia es aumentar ingresos y mejorar su negocio dando un buen servicio y ademas pagar puntualemnte para ser un buen cliente.
Previous Loan DetailsLucia works for and manages a store selling food staples. She lives with her daughter and her five year-old grandson. She has her own home and works in the school center. She wants to invest in merchandise such as snacks, candy, cookies, drinks, eggs and basic grains. This purchase will allow... More from Lucia Del Transito's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Sep 28, 2011
- Nov 1, 2011
- Currency Exchange Loss:
- Oct 16, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.