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Fresia Sonia
Fresia is 33, and a hard-working woman who has ambitions of expanding her business. Her business is selling spices such as ground garlic, chili pepper, pepper, etc.

She chose this work, because she likes having a shop. She runs the business with her sister. She does her work responsibly. Her hours are from 7:00am to noon, Monday to Sunday. Her problem is crime, since she has been a victim of robberies.

She is married, and her husband works in an auto repair shop. She has three children, ages three, five and eight, who go to public schools. She is applying for the loan in order to invest further in her business. Her dream is to build a house, as she lives in the home of her in-laws.
View original language description ↓
Fresia de 33 años, una mujer trabajadora que tiene aspiraciones de crecimiento de su negocio.
Su negocio es la venta de especies como: ajo molido, ají, pimiento, etc.
Escogió esta actividad porque a ella le gusta el comercio, elabora esta actividad con su hermana.
Su trabajo lo efectúa con responsabilidad, su horario es de lunes a domingo, desde las 7:00am hasta las 12:00am.
Su dificultad es la delincuencia, ya que ha sido víctima de hurtos.
Es casada, su esposo trabaja en un taller de mecánico.
Tiene 3 hijos los cuales tiene 3, 5 y 8 años, estudian es escuelas públicas.
Ella solicita el préstamo para invertir más en su negocio.
Su sueño es construir su casa y que vive en casa de los suegros.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Fresia Sonia to buy merchandise such as ground garlic, chili pepper, pepper and candy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 20, 2011
Currency Exchange Loss:
Oct 15, 2012