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Essoham is a 29-year-old man. He is married to a clothier, and they have no children. He has been working as a retailer of mobile phone recharge cards for a year. He serves his customers by going door to door in the areas of HEDZRANAWOE and ATTIEGOU. He makes his purchases from wholesalers in Lomé, the capital of Togo.

Essoham has requested his first loan from WAGES to buy some phone cards. In the next few years, he would like to have a shop for selling [mobile phone minutes] and to add on additional complementary businesses.
View original language description ↓
Essoham est un homme âgé de 29 ans. Il est marié à une couturière et n’ont pas encore d’enfants.
Essoham travaille comme revendeur de cartes de recharges depuis 01an. Il sert ses clients de façon ambulante dans les zones de HEDZRANAWOE, ATTIEGOU et achète chez les grossistes à LOME.
Essoham a requis son premier crédit de WAGES afin d’acheter des cartes de recharges.
Dans les prochaines années, Essoham voudrait avoir une boutique pour vendre des crédits, et ajouter d’autres activités complémentaires.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 12
    View loans »
    Togo Loans Fundraising
  • $8,750,850
    Funds lent in using Kiva
  • 476.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Essoham to buy phone recharge cards.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Nov 1, 2011
Currency Exchange Loss:
Jul 15, 2012