Mrs. Koam is 35-year-old married woman who has been resided in Siem Reap province. She is a responsible housewife who takes care of three children. All of her children are getting ready for school, so she has to try hard to earn more income to support their education.
Mrs. Koam is in the business of making a paste of fermented fish and cultivating vegetable crops. She gets fresh fish from her husband who catches them out of the river and nearby lake. She is able to earn around $4 USD per day through this business.
Mrs. Koam has another skill in making clothes. However, she cannot start and operate this business due to the lack of assets like a sewing machine and other necessary machines. Now she is asking for a loan from HKL and Kiva to buy those machines to start running her sewing business. She hopes that she can improve her business, generate more income and make a good standard of living for the whole family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.