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Yon is 56 years old. She sells musical instruments with her husband earning $8 per day. They have four children; one is studying and the other three are working in a factory each earning $3 per day. Every month, she has to spend $144 on food, $15 on school fees, and $10 on other expenses. She would like to request a loan of $1200 to buy musical instruments to sell. The couple doesn’t want to change their career because they have been selling instruments since 2000 and this career can make good income and is not so tiring.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 98
    View loans »
    Cambodia Loans Fundraising
  • $35,456,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yon to buy musical instruments to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Oct 24, 2011
Currency Exchange Loss:
Jun 20, 2012