Mrs. San is 51-years old and the loving mother of seven children. She was married but her husband passed away many years ago. Therefore, she is diligent and patient, raising her children alone in Siem Reap province. Nowadays she owns a grocery store selling rice, meals (breakfast, lunch, dinner) and drinks. She has been involved in this business since 2008. From this business, she typically yields a profit of $6 US per day for financial solvency.
Two of her children also help support the family by working in different jobs and places. Her daughter is a garment factory worker in Phnom Penh and her son is a motor-taxi driver in the community. Recently her son’s business is not going well because his old motorcycle often breaks down. In order to solve this problem, Mrs. San is seeking a loan of $1,100 from HKL, one of Kiva’s partners, to buy a new motorcycle for her son. This is her second loan with Kiva and, with the previous loan, Mrs. Son repaid punctually and has paid off already. In the future, Mrs. Son wants to send her small children to join a class in a local school.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.