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Laura Vicenta
Laura is 40 years old. She lives in a suburban area called “Durán”. Her activity is selling ice cream. She has a locale in the front of her house. She chose this activity because she inherited it from her father, since he also has an ice cream store. Her problem is that her electricity bills are very high and sometimes she can't pay that bill. She is married and her husband works at city call. They have three children, aged 7, 8 and 10. The three of them go to public schools. She is asking for the loan to grow her business and to buy products such as: cones, napkins, chocolate, etc. Her dream is to grow her business and for her children to finish their studies.
View original language description ↓
Laura de 40 años, vive en una zona suburbana llamada “Durán”.
La actividad de ella es la venta de helados, tiene un local en la parte delantera de su vivienda.
Ella escogió esta actividad porque lo heredo de su padre, ya que también tenía una heladería.
La dificultad de ella es que le sale muy alta las planillas de luz y a veces no tiene como cancelar esa cuota.
Está casada, el esposo trabaja en el municipio, tienen tres hijos uno de 7, 8y 10 años. Los tres estudian en escuelas públicas.
Ella solicita el préstamo para el incremento de su negocio, y para la compra de productos como: conos, servilletas, chocolate, etc.
Su sueño es incrementar su negocio y que sus hijos puedan terminar su carrera escolares.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Laura Vicenta to buy products such as cones, napkins, chocolate, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 19, 2011
Currency Exchange Loss:
Jun 15, 2012