Señora Lidia states that this is the first time that she is working with Pro Mujer, and that she joined the institution at the invitation of one of the promoters. She currently has a business making cheese, which she has been doing for the last 33 years. She learned this trade from her neighbors.
The loan that she is looking for is to grow her capital by purchasing materials for making cheese, which she will acquire in La Paz, and after making the cheese she will sell it at the markets. This form of work allows her to earn income to support her family, as she is married and has four children.
When asked what she likes about Pro Mujer, she replies that she enjoys the training about credit.
One of the members, Señora María, isn't present in the photo for cultural reasons.
La señora Lidia indica que es la primera ves que trabaja en Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de elaboración de queso que viene trabajando hace treinta y tres años atrás, aprendiendo el mismo de sus vecinos.
El préstamo que sacará es para aumentar su capital (compra de material para la elaboración de queso) que adquirirá de La Paz y posterior a la elaboración lo venderá en las ferias. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en crédito.
En la foto no esta presente una de las socias por razones culturales, ella es la mseñora María
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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