Edwin is a dairy farmer; he also sells bran. He will use the money from the loan to buy dairy cattle: a pair of dairy cows to increase milk production and his income. He lives in a house of his own located in Laja, Los Andes Province in La Paz Department. He’s single and has no children. This is the first time his loan will be channeled through Kiva. He has been an Impro client since 2010.
El señor Edwin es productor lechero también vende afrecho. Con el dinero del crédito adquirirá ganado lechero, un par de vacas lecheras para aumentar la producción de leche y sus ingresos. Vive en casa propia ubicada en la localidad de Laja en la provincia Los Andes del departamento de La Paz; es soltero y no tiene hijos. Esta es la primera vez que su crédito se canaliza a través de Kiva. Es cliente Impro desde el año 2010.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.