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Hyam, 36 years old, is married with three daughters and one son. She has always loved make-up and beauty stuff; her relatives have gone to her whenever there is an occasion to prepare their make-up. Two years ago she started getting paid for her work, as she turned her hobby into a small business at home. During this period she was able to add another service, selling beauty products, that attracted more women to be customers.

Now Hyam has applied for this loan to help her increase her profit by developing her home-based beauty salon and buying more cosmetics, so she can open her own separate beauty salon in the future.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 29
    View loans »
    Jordan Loans Fundraising
  • $8,034,925
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hyam to buy more cosmetics.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Oct 23, 2011
Currency Exchange Loss:
Jan 15, 2013