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Pamumvuri Group
In this Group: Ellen, Pathuma, Loveness, Esnart, Jennifer, Tambudzai
Ellen is a hard-working married woman. She lives with her husband and her two children aged 12 and 8 years old. Both children attend school.

She is a vendor who buys and sells cabbages, tomatoes and rape, a member of the cabbage family. She has been in business since 2009. Her business is mainly affected by shortage of income. Also, vegetables are perishable goods which means they can rot before sale, and their prices are not stable.

Ellen intends to have a green shop and become a general dealer if all goes well. She was granted a loan by MicroKing Finance which she used to increase her stock. She will use the profit to complete the building of the family's house.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Zimbabwe

  • $2,000
    Average annual income
  • 19
    View loans »
    Zimbabwe Loans Fundraising
  • $3,761,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pamumvuri Group's $2,400 loan helped a member to buy 400 heads of cabbages and 5 crates of tomatoes and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 5, 2011
Oct 23, 2011
Currency Exchange Loss:
May 21, 2012