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She was born in the district of Boane, province of Maputo, southern Mozambique. She is a widow and the mother of six children, of which only one still attends school. She never had the opportunity to study for lack of financial conditions. She lives with her family in a house she owns and doesn't support anyone else.
She has been a businesswoman for over 35 years and earns an income of about 6.000mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has had loans in other banks (PROCREDIT) and has been able to pay them back without any difficulties. She first heard of Hluvuku through friends who are also clients of this institution. This is her first loan with Hluvuku. It is for 10.000mt, which she intends to use to purchase goods (oil, sugar, beans, etc.) in order to increase the volume of her merchandise.
She intends to request more money in order to build her house. She will request other loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Boane, provincia de Maputo, sul de Moçambique, viúva e mãe de 6 filhos dos quais apenas um ainda frequenta a Escola.Nunca teve oportunidade de estudar devido a falta de condições financeiras. Vive na casa propria com a sua familia e não sustenta mais ninguem.

É negociante ha mais de 35 anos e tem um rendimento de cerca de 6.000.00mt, por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Já teve emprestimos em outros bancos(PROCREDIT) e conseguiu pagar sem dificuldades nenhumas. Conheceu a Hluvuku atravez de amigas que tambem saõ clientes desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 10.000.00mt, com qual pretende comprar produtos( óleo, açúcar, feijão, e outros.) para aumentar a quantidade da sua mercadoria.
Pretende solicitar mais valor para construir a sua casa, irá solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 22
    View loans »
    Mozambique Loans Fundraising
  • $2,379,100
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ivone to purchase goods for selling (oil, sugar, beans, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 24, 2011
Currency Exchange Loss:
Oct 16, 2012