From the Baray district of Kompong Tom province, Hok, age 47, is a conscientious villager and a lovely mother of three children. Hok and her husband have cooperated well in earning profits to raise their children.
This couple owns a lake, which is used to grow lotuses and catch fish. After her husband catches fish and collects mature lotuses from the lake, he brings them home to his wife. Then Hok takes them to sell for money through the village. Together, they typically earn a proximately US$ 8.80 per day to provide the family with a better living.
Hok is asking for a loan from HKL and Kiva to buy some fishing materials (machine boat, net, line and hook) and lotus seeds for growing. This loan will help Hok's family increase more profits, which she’ll use to expand her fish selling business. She wants to buy a motorcycle to transport her fish to sell through the village in the future. Moreover, she wants to save for her children's education and future.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.