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From the Baray district of Kompong Tom province, Hok, age 47, is a conscientious villager and a lovely mother of three children. Hok and her husband have cooperated well in earning profits to raise their children.

This couple owns a lake, which is used to grow lotuses and catch fish. After her husband catches fish and collects mature lotuses from the lake, he brings them home to his wife. Then Hok takes them to sell for money through the village. Together, they typically earn a proximately US$ 8.80 per day to provide the family with a better living.

Hok is asking for a loan from HKL and Kiva to buy some fishing materials (machine boat, net, line and hook) and lotus seeds for growing. This loan will help Hok's family increase more profits, which she’ll use to expand her fish selling business. She wants to buy a motorcycle to transport her fish to sell through the village in the future. Moreover, she wants to save for her children's education and future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 285
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hok buy fishing materials and lotus seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Nov 2, 2011
Currency Exchange Loss:
Apr 17, 2013