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Cristina
Cristina was born in the Magude district of Maputo Province in southern Mozambique. She is the single mother of two daughters, both of whom go to school. She made it part of the way through a university degree, but couldn't continue due to time constraints.

She left her native region for the Boane District to pursue work. She has been a teacher for more than 13 years and earns a monthly salary of 7,290.95
MZN [Mozambique Meticais] that goes to her household expenses and also some savings in his personal bank account.

She has never taken out a loan from any other bank and became aware of Hluvuku [Kiva field partner] through some friends who are also Hluvuku clients. This will be her second loan with Hluvuku in the amount of 20,000 MZN [Mozambique Meticais] with which she plans to buy construction materials for her house (cinder blocks, sand, cement, rocks, etc.) so she can continue building her home. Her first loan was in the amount of 10,000 MZN [Mozambique Meticais] for this work.

She plans to take out further loans from Hluvuku to finish her home and build a small grocery store.
View original language description ↓
Nasceu no Distrito de Magude, provincia de Maputo, sul de Moçambique, solteira e mãe de 2 filhas que frequentam a Escola. Fez o nivel médio do Ensino Geral e Tecnico e naõ continuou devido a falta de tempo. Vive na casa propria com a sua familia e não sustenta mais ninguem.

Saiu da sua terra natal para o Distrito de Boane devido a seu emprego, é professora ha mais de 13 anos e tem um salario de 7.290.95mt, por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Nunca teve emprestimos em outros bancos, conheceu a Hluvuku atravez de amigas que tambem saõ clientes desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construcao para a obra da sua casa (blocos, areia, cimento, pedra, e outros) para dar continuidade com sua obra. O primeiro emprestimo foi de: 10.000.00mt, para a construção da sua casa.
Pretende solicitar mais valor para concluir a sua casa e construir uma mercearia, irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 117
    View loans »
    Mozambique Loans Fundraising
  • $2,556,750
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cristina to buy construction materials for her house (cinder blocks, sand, cement, rocks, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2011
Listed
Oct 22, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013