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Maira Vanesa

Update on Maira Vanesa

Maira Vanesa is 31 years old and has been working as a manager at a Women's Center for 13 years. She is requesting her tenth loan to invest in improving her home. She is a very hard-working person with good habits who works hard every day to support her family and keep it united. Her biggest dream is to have a home in good condition so that she can provide a better living space where her family can grow up healthy and with the space they need so that, in the future, they become upstanding citizens.
View original language description ↓
Maira Vanesa de 31 años de edad, labora como administradora de casa de la mujer desde 13 años, solicita su 10mo crédito para invertirlo en mejora de su vivienda, es una personas de muy trabajadora, de buenas costumbres que lucha día a día por sacar adelante a su famliay siempre mantenerla unida, su mayores sueños son tener su casa con condiciones y así darle un mejor ambiente de vida donde ellos se desarrollen con espeacio y sanos para que en el futuro sean personas de bien.

Previous Loan Details

Maria Vanesa lives in the #5 area of New Guinea. She is married and has two children. Her oldest is ten years old and in the fourth grade while her youngest son is four years old and in pre-school. Her husband works as a taxi driver and she helps him with the household bills. She wants to r... More from Maira Vanesa's previous loan »

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $23,723,925
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Maira Vanesa to continue improving her home.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2011
Listed
Nov 1, 2011
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2013