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Natalya and her husband with two children live in the small village of Velikaya Znamenka. She is a farmer-entrepreneur, she grows early vegetables such as tomatoes, radish, cabbage and peppers. Natalya owns two large plots of land totaling 1 hectare. She has three large and 30 small greenhouses. Natalya has been growing vegetables for fourteen years. She has 200,000 hryvna invested in her business. The yearly expense on film is 51,000 hryvna.

Natalya plans to invest the loan from Kiva in the amount of 15,000 hryvna to install heating equipment in two large greenhouses and also buy film. This will allow to her to plant tomatoes earlier and then sell them at a more profitable price. The tomatoes will have less disease in warmth and the harvest will be of better quality which will help Natalya receive a good profit in the next season. She has a lot of land so there's room for growth. In the future her family plans to use the profit to build an addition to the house and expand the dwelling space.
View original language description ↓
Наталья с мужем и двумя детьми живет в небольшом селе Великая Знаменка. Она – предприниматель сельскохозяйственник, занимается выращиванием ранних овощей: помидоров, редиса, капусты и перца. Наталья владеет двумя большими участками земли, всего 1 гектар. У нее – 3 больших теплицы и 30 маленьких. Наталья занимается выращиванием овощей уже 14 лет. В хозяйство у нее вложено 200 000 гривен. Ежегодно затраты на пленку составляют 51 000 гривен.

Наталья планирует вложить кредит КИВА в 15 000 гривен в установку отопительного оборудования в двух больших теплицах, а также в приобретение пленки. Это даст возможность раньше высаживать помидоры и соответственно продавать их по более выгодной цене. В тепле помидоры будут меньше болеть и дадут большой и более качественный урожай, что поможет Наталье получить хороший доход в следующей сезоне. У Натальи очень много земли, есть куда развиваться. В будущем ее семья планирует использовать полученную прибыль для того, чтобы сделать пристройку в доме и расширить жилплощадь.

Пометка: история на РУССКОМ языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Natalya to invest the 15,000 hryvna Kiva loan to install heading equipment in two large greenhouses and also purchase film.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 17, 2011
Currency Exchange Loss:
Jul 18, 2012