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Nataliya is a market entrepreneur from Belaya Tserkov. She lives in this town with her husband and three children almost all of her life. Nataliya started her business so she could somehow feed her family because at that time she and her husband were working on the factory which collapsed. The savings which they were able to have before were used to buy some merchandise and started to sell. They started from selling men's and women's underwear and with time switched to shoes. At this time Nataliya sells women's shoes on the central market of the town. She offers a small surcharge on quality shoes which she buys directly from the factory without middlemen. Nataliya has been selling this type of merchandise for fifteen years already. Her clean monthly profit is over 5,000 hryvna.

Nataliya has bought out her vendor space a long time ago and works directly with the factory. At this time she plans to invest the loan money in the amount of 15,000 hryvna to buy winter shoes for sale during this season. Although Nataliya was faced with all kinds of difficulties (her shoes were stolen from the wholesale storage, and for a long time she did not have her own vendor space) she did not give up and continued to bravely move forward with faith in the success of her own business.
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Наталия – рыночный предприниматель из Белой Церкви. Она живет в этом городе с мужем и тремя детьми почти всю свою жизнь. Бизнес Наталия решила начать для того, чтобы было как прокормить семью, так как на тот момент она вместе с мужем работала на заводе, который развалился. На средства, которые удалось накопить ранее, они приобрели немного товара, и так начали торговать. Начинали с реализации мужского и женского белья, а со временем перешли на обувь. На данный момент Наталия торгует женской обувью на центральном рынке города. Она предлагает небольшую наценку на качественную обувь, которую приобретает непосредственно на обувной фабрике без посредников. В торговле данным типом товара Наталия находится уже 15 лет. Ее ежемесячная чистая прибыль превышает 5 000 гривен.

Наталия давно выкупила торговое место и вышла на прямого поставщика обуви. На данный момент планирует вложить полученные финансовые средства в размере 15 000 гривен в закупку зимней обуви для продажи в этом сезоне. Несмотря на то, что Наталии пришлось столкнуться с разного рода трудностями (у нее воровали обувь с оптовых складов, долгое время не было своего торгового места), она все равно не сдалась и продолжала смело идти вперед с верой в успех собственного предприятия.

Пометка: история на РУССКОМ языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Nataliya to invest the loan money in the amount of 15,000 hryvna to buy winter shoes for sale this season.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 17, 2011
Currency Exchange Loss:
Jul 18, 2012