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Alfred is 39 years old and is married with four children aged between 5 and 13 years old. Alfred owns a canteen selling bread, biscuits, cakes and drinks. This is his second successful year in this business and his work is open from 7 a.m. until 6:30 p.m. every day. He currently employees one person to help him.

Alfred has requested a Kiva loan via Vision Finance Company in order to purchase large quantities of food like bread, biscuits, cakes and drinks to sell. With this loan, Alfred will hopefully earn more profits, which in turn will allow him to keep reinvesting and saving for better financial stability.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 35
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD