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This is Alicia, 55, a resident of Quezon City, Philippines. She is married to Alberto, 59, who is self-employed. She is childless but enjoys being a wife and keeping herself busy with her business.

Alicia owns a sari-sari (variety) store. She buys groceries like canned goods, condiments, milk, sugar, and primary commodities that are needed in every household. She earns money by getting supplies at wholesale prices and selling by the piece. She also retails electronic cell phone loads. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 950 PHP in sales every day.

She is requesting a loan amounting to PHP 50,000 that will help to continue her business well. She will be using the loan to buy groceries, toiletries and beverages to expand her product inventory. It will also help her to attract more customers to buy household needs. Her profits from business will definitely help her to meet her daily needs.

Anita dreams that her sari-sari store will turn into a grocery someday. She hopes to improve her family’s future so they can enjoy a comfortable life. She never fails to attend to the fellowship* every week as the teachings and sharing of the word of God continue to strengthen her every day.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1198
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Alicia to pay for grocery items and products needed in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 22, 2011
Currency Exchange Loss:
Feb 15, 2012