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Salma's Group
In this Group: Salma, Naziran, Shazia, Akhtar Bibi, Farzana
Salma is a very supportive lady who, along with her husband, makes and sells paper envelopes. Her husband collects the orders from different stationery shops and also delivers the envelopes to them on their requested date. She is 49 years old and doesn’t have any children.

She has applied for a loan from the Kiva partner, Asasah, for her husband’s business, because her husband has a big order to fill. With the loan, he will buy paper and glue in bulk quantities that will allow him to complete the orders on time and increase his profits. Her husband has been operating the business for the past 10 years, and Salma is confident that an investment will be a productive one for him and will increase his profits.

Note: “In the photo, the lady raising her hand is Salma”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 335
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 86.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salma's Group's $1,400 loan helped a member to buy paper and glue for her envelope making and selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 22, 2011
Currency Exchange Loss:
Oct 15, 2012