Tehmina is also a working woman who operates a boutique at her home. She sells stitched and unstitched clothes to her community clients. She is very good at her work and receives a good number of orders every month. She has given birth to four children. Three of the children are studying and one works with his father at his shop.
She has applied for a loan from Kiva partner Asasah for further expansion of her boutique business. With the loan, she will buy clothes of different varieties that will help her make more profits from her business. She is very experienced in her business and has been operating it for many years. She is confident that after the loan investment, it will grow further.
Note: In the photo, the lady raising her hand is Tehmina.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid