Nga is a 49-year-old married woman living in Ho Chi Minh City. She has three children. Her husband earns an income working as a security guard. Nga runs a general store, which she has done for over ten years.
Nga would like to take out a loan to buy a greater variety and quantity of basic goods, such as foods, beverages, detergents, soaps, and shampoos to stock her store. She hopes this will enable her to better meet the needs of her customers and increase the turnover of her business.
She also hopes that through the loan, her business will generate a higher income and will help her to improve her family's living conditions and enable her to set aside some savings for repairing her house.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.