Update on InnaInna requested a loan because she had previously used loaned funds and thinks that this is very convenient and profitable for the business. This time, Inna is requesting a loan to make improvements to her second greenhouse, specifically for the purchase of plastic and installation of heating. Last year, thanks to the previous loan, Inna and her husband built a greenhouse. This year, they built another greenhouse for seedlings. They increased their profits to 60 thousand hryvnia in one season and plan to earn even more after installing heating. This year, Inna's husband left to do construction work in Kharkov. The family planned to buy a neighboring house, but was unable to because the owners increased the price, and Inna and her husband decided against the purchase for now.
В прошлом году благодаря кредиту построили теплицу. В этом году построили еще одну теплицу для рассады. Прибыль увеличили до 60 тыс грн за сезон, после установки отопления планируют зарабатывать еще больше.
В этом году муж Инны поехал в Харьков работать на стройку. Семья планировала выкупить соседний дом, но не получилось, так как хозяева подняли цену и Инна с мужем пока отказались.
Previous Loan DetailsInna is married and has 4 children. She runs a small business growing tomatoes, cucumbers and other vegetables in green houses. Inna has three green houses that provide enough space to grow the vegetables. The yearly profit is 40,000 Grivnas. Inna is a hard working and disciplined person. She ... More from Inna's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Oct 13, 2011
- Oct 17, 2011
- Currency Exchange Loss:
- Sep 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.