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Marcos Herminia
Marcos is a very hard-working woman of 46. She is single and lives with her parents.

For one year, Marcos has been selling 'panes con pollo' (cooked chicken sandwiches) and soda. She also sells other products but this is her favorite. This is a business that she learned from her mom as she used to work in this business and had many customers. This has been very useful to Marcos.

Marcos looks after her parents and uses the profits she makes to provide them with what they need. She buys the supplies that she uses in some shops which are located a few blocks from her home so that she doesn't have to pay bus fare. She makes her purchases on credit and pays when she finishes selling her products. She is requesting a loan so that she can buy the supplies that she needs in one go and pay cash for them. This will enable her to buy them at a better price and so will be able to help her parents more. In addition, she would also like to buy some tables and chairs so that her customers can eat what she sells on site.

Marcos would like to have a hut in the park in her community and would also like to save her profits. She currently makes her sales outside her house and when it rains she can't go out and sell her products because they get wet. She hangs a large blanket up as a roof but it isn't enough and things always get wet.
View original language description ↓
Marcos es una mujer muy trabajadora de 46 años de edad, es soltera y vive con sus padres.

Desde un año ella se dedica a vender panes con pollo y gaseosas, entre otras más, pero esta es la preferida por ella. Este es un negocio que lo aprendió de su mamá, ya que ella se dedicaba a esto y tenia muchos clientes que es algo que le ha favorecido a Marcos.

Ella es la que cuida a sus padres y de las ganancias que obtiene les da lo necesario. Los materiales que utiliza los compra, en unas tiendas situadas a pocas cuadras de su casa, por lo que no tiene que pagar autobús, esas compras las realiza al crédito y paga cuando termina la venta de sus productos. Por lo que Marcos solicita un préstamo para comprar los materiales que necesita de una sola vez y al contado, para comprarlos a mejor precio, de esta forma podrá ayudar más a sus padres. Además desea comprar unas mesas y sillas para que los clientes puedan consumir ahí lo que ella vende.

Ella desea tener un chalet situado en el parque de su comunidad e ir ahorrando de las ganancias, por que la venta la situada a fuera de su casa y cuando llueve no puede salir con su venta, por que se moja, solo coloca una manta granda como techo, pero no es suficiente siempre se moja.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 784
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marcos Herminia to buy materials for making 'panes con pollo' (paying cash), and to buy some tables and chairs for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 15, 2011
Listed
Nov 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 26, 2012