Joyas Para Cristo 1 & 2 Group
Carolina is receiving her fourth loan with Esperanza Internacional. Several members of her family work in business, and since she managed to start her business some five years ago, she needed to put in a bit of capital; that was when she decided to participate in a group that was going to form in her community.
Her business is selling beauty products, hair products, and cosmetics, among other products. She will invest her current loan in merchandise to expand her inventory.
Carolina is a widowed mother of four children, three of whom still live with her and whom she has to care for and help with her sustenance and education. She says her biggest challenge has been getting over the death of her husband. She enjoys working with beauty products, and hopes to be able to have a salon very soon and dedicate herself to this work activity.
In the name of her group she thanks all of you for your support.
Carolina está recibiendo su cuarto préstamo con Esperanza Internacional, varios de su familia son comerciantes y desde que pudo iniciar su negocio hace unos 5 años, necesito inyectar un poco de capital y fue cuando decidió participar en un grupo que se iba a formar en su comunidad. Su negocio es la venta de productos de belleza, para el cabello, cosméticos, entre otros. Invertirá su ultimo préstamo en mercancías para ampliar su inventario.
Carolina es una madre viuda con 4 hijos, de los cuales solo 3 aun viven con ella, a los cuales debe cuidar y ayudar con sus sustento, y su educación, dice que su reto mas difícil ha sido superar la muerte de su esposo. Disfruta trabajar en belleza, por lo que espera poder tener un salón, muy pronto y dedicarse a esta actividad de negocio. En nombre de su grupo da la gracias a todos ustedes por su apoyo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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