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Tamara Kruspkaya
Tamara is a young woman of 28 who is an internal medicine doctor. She succeeded in completing her studies thanks to the economic and moral support from her parents.

Now she has been improving her mother’s house, to give them better security. With her last loan she was able to finish the wall and it’s advanced quite a bit, using her own money from her work and the short term loan. Now she will use the loan to buy a big front door which will finish the work and give her mother more stability and security since there are many burglars in the capital. Her parents will be safer which is very fundamental for Tamara.

Her future plans are to have her own family and to have stability in her work.
View original language description ↓
Tamara es una joven de 28 años de edad, trabaja en su profesion como medico en medicina interna, logro terminar sus estudios gracias al apoyo economico y moral de sus padres.
Hoy en dia ha venido mejorando la vivienda de su mama, para tener mejores condiciones de seguridad, en su credito anterior logro terminar su muro, teniendo avanzado bastante, con dinero propio, de su trabajo y con el financiamiento logro terminarlo a menor plazo, ahora sera para la compra de porton grande principal el cual dara por terminado, y asi estar con mas estabilidad y seguridad, ya que hay muchos ladrones en la capital. y sus padres estaran mas cuidados. Que es muy fundamental para ella.
Como planes a futuro es establecer su propia familia, estar estable en su trabajo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 119
    View loans »
    Nicaragua Loans Fundraising
  • $24,398,100
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Tamara Kruspkaya to buy an iron main door to complete the wall..
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Oct 15, 2011
Currency Exchange Loss:
Apr 15, 2012