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G.s. La Colonia Group
In this Group: Cristian Maria, Ingrid Del Carmen, Luis Noel
The La Colonia communal bank is comprised of Cristina, Ingrid, and Luis.

Cristina is 41 years old and married. She has three children; ages 7, 13, and 16. She has had a grocery store, which is located in her house, for over three years. She wants this loan to buy basic grains, sweets, soft drinks, bread, detergent, and toilet paper, among other things.

Ingrid del Carmen is another member of the group. She is 25 years old, single, and does not yet have children. She sells cosmetics in an itinerant manner. She mainly works with Vogue in the distribution of her products. She wants to use the loan to buy cosmetics to distribute to her customers.
View original language description ↓
El Grupo solidario La colonia lo conforma Cristina, Ingrid y Luis. La señora Cristian tiene 41 años de edad, es casada con tres hijos de 7, 13 y 16 años de edad. Ella se dedica al negocio de pulpería, la tiene ubicada en su casa de habitación desde hace más de 3 años. Desea este crédito para invertirlo en granos básicos, golosinas, refrescos, pan, detergentes, papel higiénico entre otros. Ingrid del Carmen es otra integrante del grupo. Ella tiene 25 años de edad, es soltera y aun no tiene hijos. Ella se dedica a la venta de cosméticos de manera ambulante, trabaja con Vogue principalmente en la distribución de productos. Ella desea invertir el crédito en la compra de cosméticos para distribuirlos a sus clientes.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s. La Colonia Group's $675 loan helped a member to buy basic grains, sweets, soft drinks, bread, detergent, and toilet paper.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 15, 2011
Currency Exchange Loss:
Jul 15, 2012