Bahawa (sitting down, wearing white), plans to use her loan to stock up at the wholesaler's in Bamako. She will buy ten cartons of cosmetics: ointments, creams, deodorants, perfumes, baby powder, face base, eau de cologne and nail polish.
Bahawa makes her sales as an itinerant vendor and also sells from a fixed location in the market and from home. She makes her sales on credit and for cash to a diverse and varied group of customers. She hopes to make a profit of 30,000 CFA francs a month which she will use to repay her loan and help her husband. The other women in the group plan to make a profit of 26,000 francs a month.
BAHAWA, assise en robe blanche, compte utiliser son prêt pour aller s’approvisionner auprès des grossistes à Bamako en achetant dix cartons de produits cosmétiques : pommades, crèmes, déodorants, parfums, poudre pour les enfants, des fonds de teints, des eaux de Cologne et des vernis. BAHAWA effectue sa vente en ambulant et de façon fixe au marché et à domicile, en détail et au comptant, à une clientèle diverse et variée.
Elle espère réaliser un bénéfice de 30.000 FCFA par mois qui sera utilisé pour rembourser le prêt et venir en aide à son époux.
En ce qui concerne les autres femmes du groupe compte sur un bénéfice de 26000 FCFA par mois.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid