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Joyce has operated a house cleaning service for three years. She is a married woman. She has two children, both currently enrolled in school. Her other source of income is her husband's earnings. She rents a house that has electricity but no piped water. She describes her greatest business challenge as low wages and her largest monthly expenses are rent and school fees.

Joyce will use this 40,000 Kenyan shilling loan to purchase roofing supplies for her home. Joyce wants to start her own business in the future. She joined Yehu because of their efficiency and flexibility.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kenya

  • $1,800
    Average annual income
  • 820
    View loans »
    Kenya Loans Fundraising
  • $43,889,150
    Funds lent in using Kiva
  • 102.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Joyce to purchase roofing supplies for her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 20, 2011
Currency Exchange Loss:
Oct 16, 2012