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Chantha, 29 years old, is a garment factory worker who earns $5 per day. Her husband also works in the factory, earning $6 per day. They have two children; one is studying and one more is too small for school. Every month, she has to spend $42 on food, $5 on electricity, $15 on rent/a house fee, $5 on school fees, $15 on transportation and $7 on other expenses. She would like to request a loan of $1000 to buy a motorbike for her and her husband, who travels to work in Phnom Penh City. In the future, she wants to sell grocery goods at home. Her husband has a motor taxi service so that they can stay home together.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chantha to buy a motorbike for her and her husband to travel to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 20, 2011
Currency Exchange Loss:
Feb 15, 2013