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Monserrate Filadelfia
Monserrate is 40 years old and lives in a periurbarn area called the "fortín" ("fort"). Her business is an eatery located in the front part of her house. She started this business six years ago because her neighborhood didn't have an eatery, so she decided to start one.
She does her work alone and the hours are Monday through Sunday from 9 a.m. to 2 p.m. The obstacle she faces is dust, because her street is not paved.
She is in a common law marriage and her husband works as a master bricklayer. They have five children who are 1, 2, 8, 10 and 16 years old. They attend public schools.
She requests this loan to purchase goods such as potatoes, beverages, rice, sugar, etc. Her dream is to build a cement house, expand her business much more and help her children to finish their studies.
View original language description ↓
Monserrate de 40 años, vive en una zona periurbana llamada el “fortín”.
Su negocio es un comedor que está ubicado en la parte delantera de su vivienda.
Empezó con esta actividad haces 6 años, ya que su sector no había comedor y entonces ella decidió ponerse uno.
Su trabajo lo realiza sola, el horario es de lunes a domingo, desde las 9:00am hasta las 14:00pm.
Su dificultad es el polvo ya que su calle no está pavimentada, está unida y el esposo elabora de maestro de albañil.
Tienen 5 hijos uno de 1, 2, 8, 10 y 16, estudian en escuela y colegio públicas.
Solicita este préstamo para la compra de mercadería como: papas, bebidas, arroz, azúcar, etc.
Su sueño es hacer su casa de cemento y agrandar muchos más su negocio y poder ayudar a sus hijos para que terminen sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,299,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Monserrate Filadelfia to purchase potatoes, beverages, rice, sugar, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 6, 2011
Oct 14, 2011
Currency Exchange Loss:
Nov 15, 2012