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Paula Beatriz
Paula Beatriz is 48 years old. She is single, and has four children, aged 26, 14, 10, and 8. She lives with them in Ventanas Canton, in the Province of Los Ríos.

The San Nicolás communal bank is located in the San Nicolás precinct, in Puerto Pechiche parish, which is part of the Pueblo Viejo Canton. The members of this group work in short-cycle agriculture, growing corn.

Paula works in agriculture growing corn, rice and beans. She makes her purchases and sales in San Jacinto. She is requesting the loan to invest in her farming, buying seeds and agricultural supplies such as urea, Matamonte brand herbicide, fertilizers, and weed killer to keep her crops in good condition and to be able to sell them later at a good price. The loan will be a great help for her, because she is going to increase her planting and gain more efficiency.

The challenges that she faces most frequently are: the competition, insect infestations, crop diseases. Her dream is to continue working for the next five years and to improve her quality of life.

In her free time she likes to play sports and cock fighting.
View original language description ↓
Paula Beatriz tiene cuarentaiocho años de edad es soltera tiene cuatro hijos, vive con los hijos de veintiséis, catorce, diez, y ocho años de edad en el Cantón Ventanas Provincia de los Ríos.
LA VRC SAN NICOLAS, se encuentra ubicada en el Recinto San Nicolás, Parroquia puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores agrícolas de ciclo corto Siembra de maíz.
Paula se dedica a la agricultura a la siembra de maíz, arroz, fréjol las compras y las ventas las realiza en san Jacinto. Solicita el Crédito para invertir en la agricultura, comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos y posterior venderlos a un buen precio.
El Crédito será de mucha ayuda porque se va a sembrar más y se va a obtener mejores utilidades.
Los desafíos que se le presenta muy frecuente son: la competencia, las plagas, enfermedades que se dan en los cultivos. El sueño para los próximos años es seguir trabajando y mejorar la calidad de vida.
En los tiempos libres le gusta practicar el deporte y jugar a los gallos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Paula Beatriz to invest in her agriculture by buying seeds and agricultural supplies such as urea, Matamonte brand herbicide, fertilizers and weedkiller.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 6, 2011
Oct 19, 2011
Currency Exchange Loss:
Aug 22, 2012