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Maribel Alexandra
Maribel Alexandra is 34 years old and is in a common-law marriage. She lives with her husband and their two children, ages 7 and 5, in the Ventanas canton in the province of Ríos. The communal bank San Nicolas is located in the San Nicolás precinct and the Puerto Pechiche parish in the canton of Pueblo Viejo. The members of this bank work in agriculture and plant short cycle crops such as corn.

Maribel works in agriculture and grows corn, rice, and beans. She does her buying and selling in San Jacinto. She is requesting a loan to buy seeds and agricultural supplies such as urea, Matamonte [an herbicide], fertilizers, and weedkillers to keep her crops in good condition and thus, sell them for a good price. The loan will be a great help to her as she will be able to buy the agricultural supplies without any problems. The challenges that she frequently faces are: competition, insects, and crop diseases. Her dream for the next 5 years is to not have any debt and to be able to buy a house, where she can live comfortably, and a car to transport her products. In her free time, she likes to play ball, sew and try to spend a lot of time with her children.
View original language description ↓
Maribel Alexandra tiene treinticuatro años de edad vive en unión libre tiene dos hijos, vive con el esposo y con los hijos de siete y cinco años de edad en el cantón Ventanas provincia de los Ríos.
LA VRC SAN NICOLAS, se encuentra ubicada en el Recinto San Nicolás, Parroquia puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores agrícolas de ciclo corto Siembra de maíz.
Maribel se dedica a la agricultura a la siembra de maíz, arroz, fréjol las compras y las ventas las realiza en san Jacinto. Solicita el Crédito para invertir en la agricultura, comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos y posterior venderlos a un buen precio.
El Crédito será de mucha ayuda porque podrá comprar los insumos agrícolas sin ningún tipo de problema.
Los desafíos que se le presenta muy frecuente son: la competencia, las plagas, enfermedades que se dan en los cultivos. El sueño para los próximos 5 años es no tener deudas y poder comprar una casa para poder vivir cómodamente y un carro para transportar los productos.
En los tiempos libres le gusta jugar pelota, coser y tratar de pasar mucho tiempo con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maribel Alexandra buy seeds and agricultural supplies such as urea, Matamonte [an herbicide], fertilizers, and weedkillers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 6, 2011
Listed
Oct 14, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012