Update on TatyanaTatyana decided to request a loan because she urgently needed additional revolving capital. Tatyana bought a retail outlet and urgently needs additional merchandise. She plans to buy children's jackets, jumpsuits, warm suits and dresses. Tatyana repaid her previous loan early, paying off 2000 hryvnia more than she planned. Using the profit from the previous loan, Tatyana bought a new television set. She is also paying for the teacher, who prepared her daughter for college entrance exams.
Предыдущий кредит Татьяна погасила досрочно, выплатив на 2,000 грн больше, чем было запланировано.
С прибыли, полученной за счет предыдущего кредита, Татьяна приобрела новый телевизор. Также она оплачивает преподаателя, который готовит ее дочь к поступлению в колледж.
Previous Loan DetailsTatyana is a single mother. She is raising a teenage daughter. Tatyana runs a children's clothing sales business in the central market of her home town of Novomoskovsk. Her vending facility is located in a busy part of the market that is always active with customers. Tatyana is very energetic... More from Tatyana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Oct 10, 2011
- Oct 13, 2011
- Currency Exchange Loss:
- Sep 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.