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Cesar Fernando
César, age 23, is a person who tries to continue forward despite the state of the national economy. His business involves hauling freight using his moto-tricycle. He started this business two years ago. César works Monday through Sunday from 6am to 4:30pm. His difficulty stems from his moto-tricycle being in very bad condition. For this reason, he is requesting a loan to invest in his vehicle so that he can have income to help his family.

His dream is to have a home of his own where he can be independent since he already lives with his parents.

View original language description ↓
César de 23 años, una persona que trata de seguir adelante a pesar de la economía de el país.
El negocio de él es de hacer fletes en su tricimoto, inicio esta actividad hace 2 años.
Su horario es de lunes a domingo, desde las 6:00am hasta las 16:30pm.
La dificultad de él es que su tricimoto está en muy mal estado. Por eso el solicita este préstamo, para invertir en su tricimoto y así poder tener un ingreso en donde pueda ayudar a su familia.
Su sueño es tener una casa propia donde él pueda independizarse, ya que vive con sus padres.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Cesar Fernando to buy tires, a radio, tubes, a seat, and other parts for his moto-tricycle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 29, 2011
Oct 14, 2011
Currency Exchange Loss:
Jul 24, 2013